Verified OfficialVendor MaintainedHosted on plaid.com
Plaid Official MCP Server
Install NowPlaid financial services platform for connecting bank accounts and payment processing
What is Plaid?
Plaid is a payment processing and financial platform that plaid financial services comprehensive platform for connecting bank accounts and payment processing. The official Plaid MCP server enables AI agents to seamlessly interact with Plaid's platform, allowing developers to leverage AI capabilities within their existing workflows and automate complex tasks that would otherwise require manual intervention.
This official MCP server is maintained and verified by Plaid, ensuring reliability, security, and up-to-date functionality. Unlike community-maintained servers, this official integration provides long-term support, comprehensive documentation, and direct vendor assistance. The server is hosted on plaid.com, guaranteeing secure and reliable access to Plaid's services.
Whether you're building AI-powered applications, automating workflows, or enhancing your development tools, the Plaid MCP server provides a standardized way to connect AI agents with Plaid's extensive platform capabilities. This integration enables natural language interactions with Plaid, making it easier than ever to leverage Plaid's features through AI assistants like Claude, ChatGPT, and Cursor.
Installation Instructions
Installation Instructions
Add Plaid to your MCP-compatible client
https://api.dashboard.plaid.com/mcp/sse1
Go to Settings → Cursor Settings
2
Click "Add new global MCP Server"
3
Paste the MCP configuration into mcp.json and restart
Or manually add to your mcp.json:
{
"mcpServers": {
"plaid": {
"url": "https://api.dashboard.plaid.com/mcp/sse"
}
}
}Plaid MCP Server Capabilities
The official Plaid MCP server enables AI agents to:
- Process payments and transactions securely
- Manage payment methods and customer billing
- Handle subscription management and recurring payments
- Generate invoices and payment reports
- Integrate payment workflows into AI-powered applications
These capabilities make it easy for AI agents to work with Plaid as part of a larger automation strategy, enabling seamless integration between AI assistants and your existing tools.
Available Tools
The Plaid MCP server provides 5 tools for AI agents to interact with the platform. Use the search below to find specific tools.
| Tool Name | Description |
|---|---|
plaid_debug_item | Diagnose a Plaid item by retrieving related metadata and troubleshooting info |
plaid_get_link_analytics | Retrieve Plaid Link analytics: conversion funnel, error rates, and session metrics |
plaid_get_tools_introduction | Get an introduction to the Plaid Dashboard MCP tools and usage |
plaid_get_usages | Retrieve usage metrics for Plaid products and services over a time period |
plaid_list_teams | List all teams associated with the OAuth token |
Last updated: January 29, 2026 at 12:00 PM
Common Use Cases
Automated Workflow Management
AI agents can use the Plaid MCP server to automate repetitive tasks and manage workflows within Plaid's platform.
Data Retrieval and Analysis
The MCP server allows AI agents to query and retrieve data from Plaid, enabling intelligent data analysis and insights.
Integration with Development Tools
Developers can integrate Plaid capabilities directly into their AI coding assistants for seamless workflows.
Frequently Asked Questions
How do I get a Plaid API key?
Visit https://plaid.com, create an account, and generate an API key from your dashboard. Most tools offer a free tier to get started, making it easy to begin using the Plaid MCP server.
Is this the official Plaid MCP server?
Yes, this MCP server is officially provided and maintained by Plaid. The endpoint https://api.dashboard.plaid.com/mcp/sse is hosted on their official domain plaid.com, ensuring reliability and security.
What permissions does Plaid MCP need?
The Plaid MCP server requires appropriate API credentials and permissions based on the operations you want to perform. Check the documentation for specific permission requirements.
Can I use Plaid MCP with multiple clients?
Yes, you can configure the same MCP server across Cursor, Claude Desktop, Cline, and other MCP-compatible clients simultaneously. Each client maintains its own configuration.
Is Plaid MCP server free?
The MCP server itself is free to use, but you may need a Plaid account and API access, which may have its own pricing tiers. Check https://plaid.com for current pricing information.
What can Plaid MCP server do?
The Plaid MCP server enables AI agents to process payments and manage transactions. Plaid financial services platform for connecting bank accounts and payment processing This allows you to interact with Plaid's platform through natural language commands in your AI assistant.
Troubleshooting
Connection Failed
Ensure your API key is correctly configured and your network allows outbound connections to plaid.com. Verify that the MCP endpoint URL https://api.dashboard.plaid.com/mcp/sse is accessible from your network.
Authentication Error
Verify your API key is valid and has not expired. Generate a new key from https://plaid.com if needed. Make sure you're using the correct authentication method as specified in the documentation.
Server Not Responding
Check Plaid's status page for any ongoing incidents. Try restarting your MCP client and verify that the server endpoint is correct. If issues persist, consult the official documentation or support channels.
Related MCP Servers
Explore other official MCP servers that work well with Plaid:
AI-powered document data extraction, workflow automation, transaction management and tokenization for financial institutions and enterprises
Dodo Payments payment processing platform
Mercado Pago payment processing platform
About Model Context Protocol
The Model Context Protocol (MCP) is an open standard that enables AI models to securely connect to external APIs, tools, and data sources. This official MCP server from Plaid provides standardized access to their services, allowing AI agents to interact with Plaid's platform seamlessly.
To manage all your MCP servers in one place, use Apigene's MCP Gateway, which provides centralized management, security, and governance for all your MCP server connections.
Learn more about MCP in our complete guide or browse our FAQ for common questions.
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